Premia is committed to safeguarding the use of our client’s personal information. Premia is committed to protecting the security and confidentiality of the personal information we obtain from our clients. We have implemented policies and controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with our clients.
Premia does not sell your non-public personal information to anyone. We do not provide our client’s information to others except for discrete and reasonable business purposes in connection with the servicing and management of our client’s accounts, as discussed below.
Federal and State laws require Premia to disclose how we collect, share, and protect your personal information and give you the right to limit some of the information share.
Details of our approach to privacy and how our client’s personal non-public information is collected and used are set forth below
Information we collect from you
| Government Issued ID such as Driver’s license or passport number. | Date of birth |
| Social security or taxpayer identification number | Assets and liabilities |
| Name, address and telephone number(s) | Income and expenses |
| E-mail address(es) | Investment activity |
| Account information (including other institutions) | Investment experience and goals |
Information we collect from other sources
| Custody, brokerage and advisory agreements | Account applications and forms |
| Other advisory agreements and legal documents | Investment questionnaires and suitability documents |
| Transactional information with us or others | Other information needed to service your account |
How we protect your information
To safeguard our client’s personal information from unauthorized access and use, we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect client’s personal information. We require third parties service providers to protect the personal information they receive from us.
How we share your information
We share client personal information to effectively administer our services. In the section below, we list some reasons we may share your personal information.
| Basis For Sharing | Do we share? | Can you limit? |
|---|---|---|
| Servicing our Clients We may share non-public personal information with non-affiliated third parties (such as administrators, brokers, custodians, consultants, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed upon services to you, consistent with applicable law, including but not limited to: processing transactions; general account maintenance; responding to regulators or legal investigations; and credit reporting. | Yes | No |
| Marketing Purposes Premia does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where Premia or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes. | No | Not Shared |
| Authorized Users Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent(s) or representative(s). | Yes | Yes |
| Information About Former Clients Premia does not disclose and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients. | No | Not Shared |
Changes to our Privacy Policy
Periodically we may revise our Privacy Policy and will provide our clients with an update or summary of any changes that materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information, other than as described in this notice, unless we first notify you and provide you with an opportunity to prevent the information sharing.
Questions
You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us.
English
Spanish